Ridesharing services like Uber and Lyft have transformed how we travel. They offer convenience and accessibility to countless passengers. However, accidents involving rideshare vehicles can leave victims confused and uncertain about their legal options. If you’ve been injured in an Uber or Lyft accident in Maryland, understanding your rights is essential to secure the compensation you deserve.
Understanding the Complex Nature of Rideshare Accidents
Rideshare accidents often involve multiple parties, including the rideshare driver, passengers, other motorists, and sometimes the rideshare company itself. This complexity makes it crucial to distinguish responsibility and liability for the accident.
Unlike traditional taxi companies, where employees are directly liable, ridesharing giants like Uber and Lyft classify their drivers as independent contractors rather than employees. This classification serves as the foundation of Uber and Lyft’s business models, but also complicates legal claims against these companies.
While suing the driver may seem straightforward, pursuing legal action against Uber or Lyft requires careful consideration of specific factors.
When Can You Sue Uber or Lyft?
Although Uber and Lyft drivers are independent contractors, there are circumstances where you may be able to hold the rideshare company accountable. Here are a few instances when they might share in the liability:
1. Accidents Covered by Their Insurance Policies
Uber and Lyft maintain liability coverage for accidents under certain conditions:
- If the driver is logged into the app and awaiting ride requests: Both companies provide third-party liability coverage of up to $50,000 per person for bodily injury and $25,000 for property damage per accident.
- If the driver is on an active trip or en route to pick up a passenger: Uber and Lyft maintain $1 million in liability coverage.
If you were injured during an active ride or while the driver was en route, you may be eligible to file a claim under these policies.
2. Negligence by the Rideshare Company
Although rare, Uber or Lyft could be held liable if their negligence contributed to the accident. Examples might include:
- Allowing drivers with a history of reckless behavior or insufficient qualifications to operate on the platform.
- Failing to maintain safe operational policies or address known risks.
Proving negligence requires evidence that the company failed in its duty to ensure the safety of its passengers.
3. Uninsured or Underinsured Driver
If your accident involves a rideshare driver who lacks adequate personal insurance, Uber and Lyft also provide uninsured/underinsured motorist coverage to protect passengers and other injured parties. This coverage can help cover injuries and damages when the driver’s insurance falls short.
Steps to Take After an Uber or Lyft Accident in Maryland
After a rideshare accident, taking prompt action can significantly impact your ability to recover compensation. Below are key steps to follow:
1. Ensure Safety and Seek Medical Attention
Immediately call 911 if there are serious injuries. Even if your injuries seem minor, prioritize a medical evaluation, as some symptoms may surface later.
2. Document the Accident Scene
Gather as much information as possible at the accident scene, including:
- Photographic evidence of the vehicles, damage, and road conditions.
- Contact information for the rideshare driver, witnesses, and any involved parties.
- A copy of the rideshare app trip details.
This documentation will serve as valuable evidence for your claim.
3. Report the Incident to Uber or Lyft
Both Uber and Lyft have mechanisms for reporting accidents through their apps. Submit an incident report immediately to document the event.
4. Contact a Personal Injury Attorney
Navigating the legal complexities of a rideshare accident claim can be overwhelming. An experienced personal injury attorney will assess your case, identify liable parties, and help you pursue the compensation you deserve.
What Damages Can You Recover?
If you are successful in pursuing a claim after an Uber or Lyft accident, you may recover both economic and non-economic damages, including:
- Medical Expenses: Coverage for hospital bills, prescriptions, rehabilitation, and future medical care related to your injury.
- Lost Wages: Compensation for income lost due to missed work and diminished earning capacity.
- Pain and Suffering: Damages for the physical and emotional anguish resulting from the accident.
- Property Damage: Costs to repair or replace personal property damaged during the crash.
Your attorney will work to ensure you receive fair compensation that reflects the full extent of your losses.
Seeking Justice After a Rideshare Accident
If you’ve been injured in an Uber or Lyft accident, you don’t have to face the aftermath confused and unsure. While navigating the legal process may seem overwhelming, understanding your rights and seeking expert guidance can make all the difference.
For comprehensive, compassionate legal support after a car accident, contact Fay Law Group, P.A. today. We advocate for car accident victims in Maryland and D.C. Our team will provide personalized guidance, investigate the incident thoroughly, and negotiate with insurance companies on your behalf to secure the most favorable outcome. Together, we’ll ensure that your voice is heard and you receive the justice and compensation you deserve.
Remember, time is a critical factor in personal injury cases. Maryland operates under a three-year statute of limitations for filing a claim after a car accident, so it’s essential to act quickly.
Call us today at (202) 589-1300 to schedule a free consultation.